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Popular Q&A

How to make thier insurance company pay?
You have presented a very unique situation.So you owned the car, but had a car loan on it. You did not specify what the payoff balance was at the time of the loss. I wonder how much was left on that loan?If you had reached an agreement to settle, the insurance company would issue a check...

What is the reason for high health-care in United States?
Because no one pays their own health care costs!We expect everyone else (gov't, insurance companies, our employers) to pay for our medical care.Because of this we demand the best available care and we don't care about the price. The market forces of competition are absent. There is no incentive...

Is the auto-insurance claim information shared if I switch the insurance company?
Most of the time, yes they will find those prior claims.Many insurance companies participate in a national database that tracks claims. They will also check you MVR records of any tickets or accidents. It is very difficult to slip one past an insurance company.Fraudulently stating fewer claims...

Should I shop around for auto insurance and risk loosing my "been with them long enough to forgive an accident
Considering it only takes 5 minutes of your time, I'd say shop around and go for the best deal you get, because when it comes to the crunch you have the same rights by law, regardless of who you are with. However you should Check with your state's insurance department to see if who you choose...

How soon does health insurance take effect after you buy it?
Joe - While it's always to check w/ your particular insurance company, most companies will handle it the same way. Once your coverage is in force (and assuming there are no "riders" or "waivers," etc. on pre-existing conditions), then anything that happens after the effective date should...