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The state of New York uses a No-Fault concept of insurance. If you get involved in a car accident, then your insurance company is going to cover all your medical assistance, regardless of who was at fault in the crash.

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Popular Q&A

Why are some insurance companys rates so much higher then others?
Unless you live in a state like NY that sets the rates for health insurance, or in a state like MA, that until recently, set the rates for auto insurance, each insurance company can set their OWN rates. Some companies will "target" youthful operators with clean records, and have slightly...

The affect of points reduction on auto insurance?
This is rather confusing as you present this question. I have to suggest that you consult with your insurance rep or agent as to this matter. They know all there is to know about auto insurance.

How much a month will insurance be on a 2003 Nissan 350z with a 19 year old driver, (2 yrs exp)?
Insurance is very individual because it's based on your drivers record, sex, age, and a number of other variables such as location, credit rating and type of vehicle being insured.The easiest way to find the cheapest auto insurance in the USA is to fill one form athttp://gsx1.com/InsuranceComparison...

What can you tell me about auto insurance deductibles?
Deductibles are the portion of the claim you are willing to pay. The higher the deductible, the less the insurance company has to pay, so they don’t need as much premium.Choose the highest deductible you are comfortable with. Some people don’t want to worry about having to pay anything if...

I am looking for a late model used car....?
If you want to save gas go for a honda civic. I have a civic right now and it gives me over 32+ mpg.Those cars will last over 250,000 miles with no problems.If you can find a 92 and up civic ex with 150k and nothing is wrong. You should pay no more then $1500 for it. I think you can find a...