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Popular Q&A

What's the difference between bodily injury & medical payments on an auto insurance policy?
Bodily Injury coverage is a liability coverage. If you are at fault in an accident, it will cover the other party's injuries, treatment, wage loss and pain/suffering up to your policy limit. It will also cover injuries your passengers sustain in the accident, so long as (in most states) they...

Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me?
When you rent a car, you have to have full coverage on the care that you own (your personal vehicle) and then that will automatically carry over to the rental. If you do not have full coverage you can add it to your existing policy for the amount of time you'll be renting the car OR just buy...

Will this ticket effect my clean driving record?
While I cannot speak to other juristictions- in Alberta, I am quite certain that failure to wear a seatbelt is not considered a moving violation.Again, in Alberta, any moving violation- regardless of demerits, will count as a traffic conviction and can affect your insurance premiums. Most companies...

Is there such a thing as "power of the attorney" to send medical bills to auto insurances?
It depends on who's insurance company you're talking about.If it's a payment request from the CLIENT'S auto insurance carrier, that's fine, and they can do that. But the client (or their attorney) cannot "bill" someone else's insurance. They can only demand money.No doubt part of the agreement...

What are some high risk auto insurance companies in Ontario?
None of the insurance companies that accept high risk drivers sell directly to the public, therefore contacting them will get you no where. You must purchase the insurance from a broker that represents them. Keep in mind the insurers that do insure high risk drivers will only accept certain...