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Can anyone estimate how much liability insurance would be for a business that takes kids on field trips?
It's going to matter, how many kids. Figure the commercial auto liability, for less than 50 miles radius, is going to run you $5,000 for just liability, for a small bus classification.The general liability will probably run you $1500, and another $1500 if you want abuse and molestation legal...
What is the best way to aquire your motorcycle license? How old do you have to be?
You ahve to be old enough to have a driver's license, and you can legally take your motorcycle tiest right afterward.But REALISTICALLY...You still do not have experience driving. You cannot handle a car yet, and you still need to be able to pilot a two-ton lethal weapon safely through traffic...
What do you know about motorcycle insurance?
I rode for 12 years and always found Dairyland to provide great coverage at very low costs. Give them a look, it may be worth your while.
I am flying into Germany and renting a car for 10 days to drive around Europe, any tips for an American?
First, make certain the rental car is > fully < insured. Using a credit card that covers car rental insurance is best, and also check with your home car insurance to find out if it covers rental cars in Europe (most don't). At worst, bite the bullet and pay for the insurance offered by the rental agency. DON'T skip any of the coverage to save a few Dollars.Really do an inspection when you collect the car and note any dents/scratches on the rental agreement. Make the rental agency staff sign acknowledging the existing damage. Also really check to ensure the car has a jack & spare tire and warning triangle that are in good condition.Many European countries require that you purchase a tag or sticker to drive on the Auto Route (Interstate type highways). Verify with the rental agency that the car has all of the required tags/stickers for the countries you plan to visit. Note that it probably > won't < have the tags/stickers and you need to know when & where to buy them. Ask the rental agency staff.Check to see if the headlights are automatically On while driving. Many countries in Europe require the headlights to be on in the daytime and you need to remember to activate them if it's not automatic.Get a good map (a real map) in addition to the GPS. Also learn the meanings of traffic signs - some are the same as in the USA but many are not.If you have time, get an International Driving Permit (AAA issues them). An IDP is not actually required but having one can reduce confusion, and some car rental agencies may require them (in addition to your national driving license).The centers of large cities are both very crowded and have complex parking regulations. Don't try to park on the street - it's a recipe for being towed away (big fine + lots of trouble). Park in a paid lot or garage.Finally, if you can then collect the rental car the day > after< you arrive. Assuming you are traveling from North America you will be jet-lagged + disoriented when you get off the plane and that can be a problem.Source(s):Personal experience
How good is USAA auto insurance?
USAA is an incredible company for Auto Insurance, as well as banking, life insurance, and home/rental insurance.Personally, I have Auto / Credit Card / Life Insurance / Rental Insurance all through USAA.When I was involved in a car accident a few years ago, it took only one call to get everything...