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Popular Q&A

What countries have gender equality for auto insurance rates?
There are some provinces of Canada that have crown corporations that provide mandatory coverage. These crown corporations are not allowed to use gender in determining rates. However that is in a few provinces, and not something that is practiced nation wide. Gender as a rating factor has been...

I need help with what car to buy?
Hyundai/Kia cars are great today. Pre-2006 models, however, are the worst cars you can get. I think that a couple cars people tend to look over are Ford Crown Victorias and Lincoln Town Cars. They are massive, they aren't cool, but they're the best cars that America has ever produced and you...

What type of car insurance should I get in Michigan?
Michigan is a wierd state for insurance. If your car is worth anything, you will have to have physical damage coverage. Reason: If you are in an accident, the most you can collect is $500.00 from the other insurance company ( it is called a mini tort) unless you ae legally parked at the...

Can I Negotiate Rental Car Repair Charge?
Yes you cetainly can negotiate this stuff, but not all of it. But first, don't say you didn't know about that condition in the agreement. Your signature (even electronically) says you did understand it, so they can prove you did know about it. Don't belittle yourself in front of a lawyer...

What subject matter should I include in a demand letter for disclosure of policy limits?
When I was an adjuster with the Auto Club it was company policy to simply disclose the policy limits to a claimant whenever they requested it.Maybe things have changed, but you might try calling and asking before you get tough with them unnecessarily.