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Popular Q&A

How do insurance companies settle an auto claim when you owe a balance on the vehicle?
Your insurer owes you the market value or ACV (actual cash value) of the car prior to the loss. If you owe more than it's worth you will have to pay the difference to the bank.

Can a car repair shop he held liable for damage done while preforming a free check?
They are responsible for any and all damage they did...Source(s):Mechanic

Is It True That The Color Of Your Car Affects Your Insurance Rate?
Nothing but a myth. I used to believe this, and for this exact reason, I did not buy a red car. But after reading quite a bit online, it was obvious that this was just a myth. Come to think of it, why would a color effect the insurance rate. So yeah, color DOES NOT effect your insurance rate...

Is the auto-insurance claim information shared if I switch the insurance company?
Most of the time, yes they will find those prior claims.Many insurance companies participate in a national database that tracks claims. They will also check you MVR records of any tickets or accidents. It is very difficult to slip one past an insurance company.Fraudulently stating fewer claims...

How good is USAA auto insurance?
USAA is an incredible company for Auto Insurance, as well as banking, life insurance, and home/rental insurance.Personally, I have Auto / Credit Card / Life Insurance / Rental Insurance all through USAA.When I was involved in a car accident a few years ago, it took only one call to get everything...