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Popular Q&A

What type of commission can I expect as an independent for auto insurance?
What's "indi" auto? Indiana, or India? Commissions are about 10% for auto, regardless. The good news is, continuing commissions are ALSO 10%, so in the LONG run, it's easier to build a business with P&C because your book will keep producing good commissions.The bad news is, it's really hard...

Do I have to show proof of ownership of a car to get car insurance online?
You don't need to show proof of ownership (but if you're doing it for a friend who owns/uses it, they should be a listed driver). A VIN usually helps determine the symbol for the car (replacement cost -- needed to calculate comp and collision). But you'll do better finding a local independent...

Are my parents responsible for injury in an auto accident caused by me?
Yes your parents are liable. I was in a wreck when I was 17 in 2004. The other party was injured when I hit them. My parents are currently being sued for this wreck. You are considered a minor in the court of law until you are 21. So therefore, my parents are liable for my wreck. I "supposivley"...

How soon does health insurance take effect after you buy it?
Joe - While it's always to check w/ your particular insurance company, most companies will handle it the same way. Once your coverage is in force (and assuming there are no "riders" or "waivers," etc. on pre-existing conditions), then anything that happens after the effective date should...

Will my auto insurance go up someone hit me and left?
It is up to you whether you report it to your insurance or not. I would first get an estimate and see if it's worth repairing (you don't mention the make/model). If you have protected NCD, you should be OK. But the insurers will deem it damaged whillst parked and it will increase your premium...