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Popular Q&A

What is the logical reasoning behind employers providing health insurance instead of the free market?
Because the (un)insurance companies are less likely to reject claims made by an employment covered scheme than a private one. http://www.youtube.com/watch?v=DOT3XDLKX… And it ensures that the worker is covered, which means they get back to work sooner.I do not understand why so many Americans...

Why are some insurance companys rates so much higher then others?
Unless you live in a state like NY that sets the rates for health insurance, or in a state like MA, that until recently, set the rates for auto insurance, each insurance company can set their OWN rates. Some companies will "target" youthful operators with clean records, and have slightly...

How do insurance companies settle an auto claim when you owe a balance on the vehicle?
Your insurer owes you the market value or ACV (actual cash value) of the car prior to the loss. If you owe more than it's worth you will have to pay the difference to the bank.

I dont get this: how can insurance be sooo high on a 1999 car model?
Igor,You have posted two UK questions inside of the US answers. If you were in the US I would tell you that you may want to try a website that compares multiple companies at once to get you the best price. I am paying less than ? after I did.Go to: http://www.insureme.com/landing.aspx?Ref…Take...

What is the cheapest DUI insurance in california for a male when i become 18?
An SR-22 isn't a type of insurance coverage, but rather proof that you have insurance.It is notification from your insurance company to the DMV that you have auto liability insurance in effect in the State of California which satisfies the minimum insurance coverage required by the State.This...