Alberta auto insurance laws?

Alberta auto insurance laws?

Here is the situation:My parents have 3 cars and I will be getting my drivers license soon. When I called my insurance agency and asked to get auto insurance, the broker told me that I MUST be registered as a primary driver on one of the vehicles instead of an occasional driver. I am a dependent high school student living with my parents and they have no intent of giving me the car.So my question is that if the broker is lying to me or not because I think that it'-s unreasonable that I MUST be registered as an PRIMARY driver on one of the cars instead of a occasional driver.P.S: Can'-t I just be added to their policy as an occasional driver?

silvercl

if there were2 cars on the policy you would be able to be rated as an occasional driver. Once there are three cars and three drivers everyone on the policy would be rated on a car, they can not guarentee that you will be in the car only some of the time. get a car with liablility only that should help you out.

Ask

insurance

Popular Q&A

Are there fees for auto policy rewrites?
whenever a policy is rewritten, its basically started as a brand new policy with a new policy#. That means that you will most likely have to pay the new business policy fee again, and a downpayment to start.If you are dealing with brokers, then they might even add their broker fee on.

How can I get discounts on auto insurance?
Like any other business, auto insurance companies are in business to make money. They aren't just going to automatically offer you the lowest auto insurance premiums. If you want discounts on auto insurance, you have to take an active role in obtaining a lower rate. While there are many factors...

Why are some insurance companys rates so much higher then others?
Unless you live in a state like NY that sets the rates for health insurance, or in a state like MA, that until recently, set the rates for auto insurance, each insurance company can set their OWN rates. Some companies will "target" youthful operators with clean records, and have slightly...

Is the auto-insurance claim information shared if I switch the insurance company?
Most of the time, yes they will find those prior claims.Many insurance companies participate in a national database that tracks claims. They will also check you MVR records of any tickets or accidents. It is very difficult to slip one past an insurance company.Fraudulently stating fewer claims...

Collision Centers in Plano, TX?
If you are in far north Plano, this may not be a great option, but if you are further south, check out the Maaco in Addison. I had some work done there and they worked with me based on my insurance adjustment so that I ended up paying next to nothing by only replacing what was necessary and...