Are my parents responsible for injury in an auto accident caused by me?

Are my parents responsible for injury in an auto accident caused by me?

I about just had a question liability. I had an automotive accident the other day. There is the possiblity of an injury in the other party- the accident was my fault. My insurance covers up to only $25,000 for personal injuries. Suppose that the opposing party needs a significant amount over that. I am an 18 year old without much money. Are my parents liable/are they required to fork out the money? I am dependent under them by law and we are all on the same insurance policy. I reside in State of Texas.

Mallory

Yes your parents are liable. I was in a wreck when I was 17 in 2004. The other party was injured when I hit them. My parents are currently being sued for this wreck. You are considered a minor in the court of law until you are 21. So therefore, my parents are liable for my wreck. I "supposivley" injured the other party and we are in a lawsuit right now. If they win then my parents will owe them whatever she is suing us for. My parents only had coverage for $25,000 also so theywill owe her whatever she wants over that amount. Since I am now an adult she can sue me along with my parents. Lawsuits take a very long time to settle so they can get money from you too when you turn 21 and from you parents also. I reside in the state of Mississippi so I am assuming we have the laws.Source(s):Im currently in the same situation

Kasey

It's possible if you're driving their vehicle. Who's the vehicle registered to? If it's your vehicle, then it's all your fault.However, don't worry too much. The other party knows how much you can afford and how much your insurance coverage is. They can't squeeze blood out of a rock, so to speak. They know what to settle for.

burgerman

It's on you for the most part. But if the car was in your parents name the lawyers or insurance may attempt a little scare tactic, but your 18 so they should not have anything to worry about except higher payments on the insurance bill.

KAM

sorry but your 18 and in America considered an adult so its up to you to pay for the accident,if they sue you for more than your insurance will cover,that's why you need great insurance coverage not the min...

UCANTCME

The party that will be responsible will be the registered owner of the vehicle and after that yes they can still come after you.Source(s):923

Roushed2

No you are 18 and it was YOUR fault NOT THERESYOU are liable with judgements and leins if it is taken to court

Aaron

Call your insurance agent. He/she should be able to tell you.

Ask

insurance

Popular Q&A

What's a fair amount of rent for my grandma to be charging me?
Well, is grandma providing food and washing machines and cleaning and all that stuff? If yes, then it's very reasonable. If you feel like she is charging you too much, try to find a place to rent somewhere else and see what you can get cheaper. You are living in her house, your rent will...

Where can I get the lowest priced auto insurance in orange county California ?
Go to a broker, they deal with multiple companies and usually give you the best rate. I wouldn't go with the national carriers I am afraid,.. everytime I check their rates they are always way higher than what I'm paying now.Source(s):seems fair

Can anyone help out with a broker that deals in high risk auto insurance in Toronto?
Almost every insurance broker in Toronto will have access to one or more non-standard auto insurers. Google auto insurance brokers in Toronto and start calling.

Are there any associations one can join that would then give you access to group health insurance?
i live in indiana- the AARP plan is only a supplemental plan or they offer a hospital plan that from i read is basically a supplemental plan also-my husband has parkinsons disease and uninsurable in the state of indiana- i am healthy and filled out a individual application and was surprised...