Are there any auto insuarance companies that only look back 3 years for accidents and violations?

Are there any auto insuarance companies that only look back 3 years for accidents and violations?

I have had a perfect driving record for the past 3 years and I'-m interested in finding the most inexpensive auto insurance (at a reputable company). Also, my credit is excellent, so if there is a company that puts an emphasis on good credit with only a 3 year look back, that would be perfect. Any suggestions?

Sue

It depends on your State laws, not the company. If you state says the company can look back 5 yrs, that is what they do. In my state, the lookback is 3 yrs, unless it is a major violation (DUI, driving without insurance, reckless driving, driving while suspneded) then the company CAN go back 5 yrs.In my state Progressive only looks back 35 months on all violations & accidents.So I doubt you will find a company that only looks back 3 yrs in your state. You can try if you want but I doubt it.Source(s):Insurance agent

steven

not sure, but if they ask you, you have to fess up...or look for another policyIf there is an accident, they might not pay out, if they find out.But if they don't ask .....Oh! which country???

Brandon

I am pretty sure that in most states, insurance companies are allowed to look back 5 years at your driving record, but if your driving record has been clean for 3 years, most insurance companies will probably still give you a good rate, especially if you have excellent credit.If you are trying to cheap auto insurance, I would recommend comparing quotes for 3-5 different insurance companies to see who offers you the best rate. Don't settle for the first company that offers you a certain rate because you are probably going to find a cheaper rate somewhere else. It's just like buying a car- the more places you look, the better price you will find. I found the site below really useful because it allows you to compare quotes for all of the insurance companies in your area for free.Good Luck! Hope this helped!Source(s):http://carinsurance4less.net/http://www.carinsurance-experts.com/

Big

i thought that is as far as most major insurance companies go back because when i used http://www.COMPAREusINSURANCE.com and got my insurance all they asked was for the last 36 months and that was E surance

Ask

insurance

Popular Q&A

What is the point in adding an occasional driver on my auto insurance (Ontario, Canada)?
Is there a law that says you have to? No, there isn't. However every insurer requires that you disclose all licensed drivers in the household as well as regular operators of the vehicle. If you fail to do so, and that person has an accident, then the insurer has grounds to deny any claim filed...

Do I need auto insurance on a car that is not running with no plates?
I also live in Ohio, so I am familiar with the insurance laws. You will be asked if you have insurance on the car when you go to buy the plates. If you are not buying plates to drive the car, insurance will not be a problem.However, if you want the car insured for fire, theft, and vandalism...

Where to find Auto Insurance Singapore's company cover also come with a Webhosting for free?
So mainly you're looking for a place where they will let you have a free website right? unfortunatley I don't know any company with such offer in Singapore (Nor do I live there..) but you can always google things out like "How to creat me own website for free" however I'm not sure if there...

Does wawanesa auto insurance cover other drivers not in the family?
I think they do but I don't work for them and I don't know what deal you have with them.Source(s):Ol' '55

Do I have to purchase an AAA membership if I want to get AAA auto insurance?
johnlusf, For auto insurance the easiest method to get a free quote is do a auto policy comparison. Be sure to choose the same coverage amounts, you can get an accurate quote to compare against others. Use the same zip code, car make/model, mileage and driving history to make sure you get an...