Are there any auto insurance providers that do not use credit problems against you to make rates higher?

Are there any auto insurance providers that do not use credit problems against you to make rates higher?

I just had to switch auto insurance providers, and since I have credit problems due to credit card debt, anyone I have checked with uses my bad credit against me for insurance quotes. My driving record is excellent, and I am trying to find an insurance company who will insure me according to my driving record, and not my credit rating.




Geico is the only one I know of.Source(s):Finance Manager for over 7-years.


Maybe Geico or Progressive.


I'm not sure where you live but there are certain smaller companies that do not use your credit as a bases for insurance. I don't know where you are but I do know in Florida if you go into a Trustway or Apple insurance office, they will be able to find a company that will do that for you. Bear in mind that because they do not use your credit these companies are not the best, they are slow to make claims and will drop you the second you lie or make a mistake. I believe that Trustway insurance is available in the south east part of the US and even in TX.Hope I helpedSource(s):Worked for an insurance company!


None. It has been scientifically determined that your responsibility with credit is a good indicator of your overall responsibility. Are you a responsible person. Tell the truth.


Geico doesn't raise your rates due to credit- I have them and I have horrible credit- I am even filing for bankruptcy. The # is 1-800-947-AUTO I have been with them for years but even when I started I had bad credit and my rates were low then too.


i know isn't that ridiculous !!!! Same with employers beingable to access your credit.


Geico is the best........



Popular Q&A

What is the reason for high health-care in United States?
Because no one pays their own health care costs!We expect everyone else (gov't, insurance companies, our employers) to pay for our medical care.Because of this we demand the best available care and we don't care about the price. The market forces of competition are absent. There is no incentive...

Could I use a camera with this telescope?
That really is the wrong scope for what you're trying to do, and you're also looking to use the wrong type of camera to get good results for imaging planets.SLRs are good for bright large scale obects - like the Moon, or the Orion nebula. Even in a relatively long focus telescope, planets...

Will florida suspend my liscense if I cancel my sr22 insurance that ohio requires me to carry?
If Florida has not specifically required you to carry SR22 insurance, then they should not cancel your license.That being said, you had better be 100% sure that you did not sign something saying you were going to continue to carry it. It has been a while since I have been on

If my car got keyed does the comprehensive insurance require a police report before they processs claim?
If you're filing a vandalism claim, then proof of vandalism is a police report.There is no vandalism claim without a police report. Yes, it will be required.

What is the penalty for automobile insurance fraud in pennsylvania?
kyc, For auto insurance the easiest method to get a cheap quote is do a auto policy comparison. Be sure to choose the same coverage amounts, you can get an accurate quote to compare against others. Use the same city/state, car make and model, mileage and driving history to ensure you get an...