Can you keep an auto insurance policy with different address?

Can you keep an auto insurance policy with different address?

Is it permissable to continue auto insurance coverage on the same policy if my husband and I are married, but living seperately? My car is in my name, his in his. Just changed my address in regards to my license and vehicle registration. Policy is written with his address.

StephenW

Not in the way that you are doing it, but yes if you do it right.Insurance rates are set by the ZIP code where the car is garaged or parked overnight. You must have the correct address for the car on the policy.However, you do not need a new policy. You can keep this policy IF you have it modified to show different (correct) addresses for each vehicle.

mbrcatz

Yes, as long as you're still living in the same state.But from YOUR point of view, it's risky, as if you are seperated, he can delete you and the car from the policy, leaving you UNINSURED, and you'd have no way of knowing that. Also, any claims checks get made to the first named insured - him - not you.

efflandt

Typically I think you just need to tell them what city each vehicle is garaged in (parked overnight). That way they can account for a higher or lower risk (traffic, crime, etc.)

Krissy

You just need to let you insurance company know the new garaging address for each car, and change your marital status to seperated. it would be ideal for you to get seperate insurance policies though, unless the payment arrangements have been decided for yall. but this is based on how we are allowed to do insurance at nationwide in south carolina. best to talk to your personal agent.

Ask

insurance

Popular Q&A

How can I set up my own insurance business?
I am going to guess you are a 2-20 based on your comment about Home insurance. It is recommended but not mandated you at least work for an agency for about 1-2 years to get a general idea of how the market and insurance works.Reason is I mentored many licensed agents who were wonderfully book...

Do I need auto insurance on a car that is not running with no plates?
I also live in Ohio, so I am familiar with the insurance laws. You will be asked if you have insurance on the car when you go to buy the plates. If you are not buying plates to drive the car, insurance will not be a problem.However, if you want the car insured for fire, theft, and vandalism...

What are some inexpensive, yet reliable auto insurance companies?
try mercury, aig, or progressive...get a free online insurance quote here...http://www.autoinsurancepros.netSource(s):http://www.autoinsurancepros.net

Can i be on my parents auto insurance policy if ive moved out?
Before we talk about the address issue, let’s talk about your auto insurance coverage.You say you bought a new car, and I assume YOUR NAME is the only listed owner of this car. You did not mention if you paid cash for the car, or if you financed the car through a car loan company or bank....

How can I reduce my car insurance premiums?
Become an advanced driver.It can cut your insurance as much as 40% if you get the rospa gold certificate.www.rospa.com/drivertraining