Do I get my own auto insurance or am I covered under gf?

Do I get my own auto insurance or am I covered under gf?

I live with my girlfriend. I have my own auto insurance, but am getting rid of my car and not buying a new one. I will occasionally drive her car. Should we get a two driver policy or do I keep my own insurance. What is the best thing to do? Thanks!

R

if your going to drive her car, you need to be listed as a driver of her car on her policy.

MaMa-Chan

Put it under her name so if you get tickets or in accidents it's under her name

MSAD

If you want to be covered when you drive her car, then you need to be listed as a driver on her policy. She would remain the named insured.If you are not listed on the policy and have an accident, then her insurance company may be able to deny coverage. This would leave you and her personally responsible for any damage/injuries you cause.

FBI

Just have her list you as a driver. You don't need a policy.

Kyle

You should be able to get one policy and save some money. If you are living together you both need to be on the policy because the insurance company figures that you will be driving frequently. It's not fun, but you should get a couple of quotes for insurance, you will be able to get a better rate if you shop it around.

zigzigfan

If you aren't part owner of the vehicle, you have no insurable interest to be named on the policy. If you are a legally licensed driver if you borrow your GF's car you borrow her insurance as well.Source(s):Insurance Agent

Imran

Legally it is not possible. You can listed your name as a driver of her. another way , you put your name and id as a driver in her insurance policy.If her car doing accident then she able to get compensate.Source(s):http://insurancewithease.com/

Ask

insurance

Popular Q&A

Does usaa car insurance cover my vehicle if I am driving through argentina?
No.Auto policies in the US only provide coverage for vehicles while they are in the United States, one of it's territories (such as Puerto Rico) and Canada.You can buy special insurance for taking your car to Mexico. You'd need to look and see if those same companies offer coverage for other...

What exactly has Barack Obama done that conservatives are so angry about?
• First President to Preside Over a Cut to the Credit Rating of the United States Government• First President to Violate the War Powers Act• First President to Orchestrate the Sale of Murder Weapons to Mexican Drug Cartels• First President to be Held in Contempt of Court for Illegally Obstructing...

How can I set up my own insurance business?
I am going to guess you are a 2-20 based on your comment about Home insurance. It is recommended but not mandated you at least work for an agency for about 1-2 years to get a general idea of how the market and insurance works.Reason is I mentored many licensed agents who were wonderfully book...

Can Anyone tell what automobile insurance company issued this policy based o the policy number?
CA is usually short for "commercial auto", so odds are, it's a commercial auto policy.But it might not be.See, insurance companies set up their policy numbers all seperately. There's no standardization. Sure, it could be Progressive. It could be Hanover. No way to tell.

Can anyone tell me how do you get cheap auto insurance rate and from what company or any website or link?
With all due respect, this gets asked many times every day and there's no answer to it...it depends on where you live, how much coverage you are going to want, who else is in the household, and the credit score of the owner Why not ring that phone number you saw on that billboard or on the...