Do you support changing Auto Insurance practices in Massachusetts? Do you like the idea of getting rid of the?

Do you support changing Auto Insurance practices in Massachusetts? Do you like the idea of getting rid of the?

no fault policies and allowing open competition among insurance providers? I hope it changes. I am sick of paying higher rates for bad drivers who speed and cause accidents. I have no accidents and no speeding tix in 20 yrs of driving and I still have to pay high policies because the rates are predetermined depending on where you live and what step you are (9 being the best which is where I am but I still pay over $1000 a yr because I live near Boston). How do you feel about it?

fire4511

No fault takes the responsibility for your own actions away. If I do not have to pay for the damage that my negligence causes to others, I have very little incentive to avoid that damage.You can see that in the way people drive in Mass. It is one of the more aggressive driving areas of the country. People have less fear of accidents, especially those driving older cars.There is no real competition for insurance in Mass. If you purchase a vehicle out of state, in a state that allows dealers to issue temporary registration plates, you can not get the current Mass insurance companies to cover you until you have registered the car in Mass. In most states, you just call your agent and have the vehicle added to the policy.No fault = No personal responsibility

DialM4Speed

Insurance is a total scam anyway you slice it!! But they've got us by the nards and like death & taxes so what are ya gonna do......

ITS

NO FAULT IS NO GOOD. MY MOM WAS HIT BY A DRUNK DRIVER (NOT HER FAULT). TWO WEEKS AFTER SHE GOT THE CAR BACK FROM THE SHOP A DUMP TRUCK SWITCHED LANE ABRUPTLY TO AVOID A COLLISION AND HIT HER (NOT HER FAULT). THEN 1 YEAR LATER SOMEONE RAN IN THE BACK OF HER WHILE SHE WAS SITTING AT A RED LIGHT. HER INSURANCE IS THROUGH THE ROOF, EVEN THOUGH SHE IS NOT A BAD DRIVER. HER INSURANCE HAS HAD TO PAY FOR HER BAD LUCK. SOUND FAIR AT ALL?

Ask

insurance

Popular Q&A

What type of Auto Insurance covers vandalism and damage to a car?
Comprehensive coverage or FTC (Fire, Theft, Comprehensive) covers vandalisms, theft, fires and things of that nature. If your car (parked or otherwise) is struck by another, you would use your Collision coverage. If your car is struck in a hit and run or by a uninsured driver, Uninsured Motorist...

Auto Insurance For Young Driver In Charlotte,North Carolina?
I don't know what state you are in but, first off, certain areas of the country have much higher insurance rates than others. This alone could be part of the problem. If you are getting similar quotes from insurance companies, that is probably in the area of what you can expect to pay anywhere...

What Auto insurance company has policy number beginning with ACA?
Access General Insurance (866-747-6931) policy numbers start with ACA. Report Abuse* You must be logged into Answers to add comments. Sign in or Register.Other Answers (1)Casey YMember since:May 12, 2010Total points:37,035 (Level 7)Add ContactBlockI'm guessing you had...

What are the types of automobile insurance in USA ?
First review this posting I made to another question a while back. In it, I listed the different kinds of auto insurance, the importance of getting more than the minimum required by law, and for a new driver the importance of getting it before taking possession of the car. I also talked about...

How much does an auto insurance agent make per year?
Average for someone who LASTS a year, is probably around $50,000 that first year - working 80 hour workweeks.95% can't earn $500 in six months.It's very hard work, with a very high washout rates.