Does my first speeding ticket increase my auto insurance rate?

Does my first speeding ticket increase my auto insurance rate?

I just got my first speeding ticket, and I'-m really worried about the insurance rate ! The ticket says 60 on 30 limited area, so yeah 30mph over the limit ! also they were not using any detector as on the ticket says, can I go to the court say they made a mistake?! lol I'-m living in MA FYI.


YES, your insurance will go up.. HOWEVER.. IF they have NO proof, then... you might want to use that as your defense.. if they have NO proof, then how do they know you were 30 over the speed limit. BUT.. Morally, if YOU knew you were doing the 30mph over, You knew the consequences of your actions.


A 30+ over speeding ticket would add at least 4 points to your license.So yes, you'd have an increased insurance rate.


Your insurance is going to go up if you are convicted of driving DOUBLE the speed limit.Depending on your age and previous driving experience the amount of the increase may be a little to something that will require you to have a seat.Your best bet is a proactive one and fight the ticket. It wont cost you extra and if you present a good case but still lose the judge may reduce the extent of the violation to, say, 10 mph over the posted limit. EIther way you can't get worse - right?Once you get the points your insurance will be high(er) for about 3 years while that violation rolls off your record.



Popular Q&A

Why do auto insurance company need your date of birth and a Credit check before getting insurance?
Some places do not check your credit. Here's the reasons they ask for and require the info depending on the company. Date of birth will classify the applicant in age groups that "show" how typical driver's in that age range drive, how many accidents they have reported, as well as other driving...

Is it necessary to hold on to old auto insurance bills?
I recently changed to AAA. If no claim pending it is not necessary to keep the old bills. But keep policy number for a couple months for refernece if need be.I now use the plastic shoe boxes to weed out things then go through boxes and thin more later. I label...

Online driving school for senior citizens with insurance reduction offers?
Its good to see that grand son searching information for his grand father about the driving school course. Now a days not only Senior drivers, every one doesn't wanted time to be wasted sitting in long hours in traditional Classroom sessions.Now the trend has been changed everyone preferring...

Do I have to list all additional drivers for auto insurance in Ontario?
yes you have to list them, because if you don't list all licensed drivers living in the household, and you have an accident, the insurer can deny the claim based on non-disclosure of information. If you don't wish your rates to go up, you could always have an excluded driver endorsement, but...

Drove drunk and a car accident, need help finding car insurance in Ontario, Canada?
No you cannot get a new G1. When you applied for your G1 a license number was assigned to you. That number stays with you in the province of Ontario for life. So anything you did under that license number stays with you. Even if you were to let your license lapse for 20 years when you went...