How can I reduce my car insurance premiums?

How can I reduce my car insurance premiums?

I have 3 years driving experience (2 named, 1 no claims), I will have 2 years no claims bonus in July.I wish to buy a better can than what I have, something along the lines of a Ford Fiesta Zetec S 1.6, Renaulsport 2.0 172 or MG ZR 1.8 160.I have used every website I can think of - listed below:www.moneysupermarket.comwww.autotrader.comwww.confused.comwww.pistonheads.co.ukAnd all of these are coming out at well over ?1,000 - which I well in excess of what I would like to pay. I currenty pay ?380 per annum for a 1.4 Fiat Bravo.Apart from having my mum as a named driver, low mileage and parking in a secure garage at night, are their any other ways to drive my insurance down?I was thinking of trying the Pay as you Drive from Norwich Union but their website was down when I tried submitting the form.

M1

Become an advanced driver.It can cut your insurance as much as 40% if you get the rospa gold certificate.www.rospa.com/drivertraining

True

Well...not knowing anything about insurance in the UK, I can only speak to lowering insurance in the US. Aside from your driving record, the best way to lower your rates is to raise you deductible - Hope that helps!

D

HI- You have not said how hold you are, it makes a big difference, & you will not benifit on your premiums until you have been driveing for about 4 or 5yrs & iff you insure in gust your name it will be redused, your mum will be able to drive your car on her insurance, but dont have a large payment on your excess an excess of ? 50 to ?100 is ok but anymore & you have an accident the car will never be repaired because of lack of funds be practical,D.F-

bty937915

Try Post Office,I did and got a cheep insurance and ?50 cash back

Goofy

Try http://car-insurance.quotezone.co.uk/car… they check loads of insurers for the best quote for you.

Knownowt

As well as all the above,agree to increase the excess on your policy (The amount you pay) if you increased it so you paid the first ?500 or more that would reduce your premium. But do remember you do have to pay it if you have a crash...you can't have your cake and eat it.

rocky

The best way is to spend a lot of time ringing insurance agents in the yellow pages although I have got over 40 years no claim I still spend time doing it every time my insurance is due Ive got mine down to ?150 fully comp And barter one company against another

Ask

insurance

Popular Q&A

Can Anyone tell what automobile insurance company issued this policy based o the policy number?
CA is usually short for "commercial auto", so odds are, it's a commercial auto policy.But it might not be.See, insurance companies set up their policy numbers all seperately. There's no standardization. Sure, it could be Progressive. It could be Hanover. No way to tell.

Why would the Bush government let the auto-makers bankrupt?
The difference is the presence of the UAW. As long as they are uncooperative and unwilling to realize they are overpaid and part of the problem we will have difficulty with a bailout. In order for a bailout to pass the Big 3 need to present a viable plan for continued operations. That is...

If you would like to see the mandatory auto insurance laws repealed, let me know your reason.?
I think the mandatory auto insurance laws should be more thoroughly enforced. It's horrible to think what kind of damage people can cause without having to pay a price!~V.

How much does it cost to register a passenger vehicle in your province or state?
Some states have a flat fee for registration, others have a complicated and convoluted formula for figuring it out. In my state, Oklahoma for an example:Flat fee, value and age: $15.00 plus 1.25%of the factory delivered price. Fee for2nd through 12th year is $15.00 plus90 percent of the previous...

I need free insurance quotes that wont pull my credit report?
Well, in all states except California, your CREDIT Score is the most important determining factor.Those online sites aren't ACCURATE, they just harvest your personal information, to sell as leads.For a rough guestimate, you should get on the phone and call a local agent. Use the one that insures...