How is my auto insurance effected in NJ?

How is my auto insurance effected in NJ?

We live in NJ. Recently I recieved a 4 pt ticket in South Brunswick (67 in 55 zone). My wife already has two tickets in the last 18 months. A 2 pointer and a no point citation for unsafe operation of vehicle. How will my auto insurance effected? Since this makes 3 offenses in last 3 years, are we in danger zone?

UCANTCME

YEP.......................Source(s):923

Sue

On your next renewal (well right before), your company will pull motor vehicle records. Just so you know, just because a ticket is "no points" on your license, doesn't necessarily mean no insurance points. An at fault accident is 5 insurance points, a DWI, driving without insurance or driving while suspended is 9 insurance points (none of these put "points" on your drivers license). Each point assigned makes your insurance increase for 3 yrs.It used to be (I don't know if this has changed) that 9 insurance points - in 3 yrs - for one driver caused a nonrenewal of the policy. Hopefully neither of you has an at fault accident anytime soon, because if you do, you will likely be nonrenewed.Source(s):Was an agent in NJ.

Ask

insurance

Popular Q&A

Do you know that Progressive Insurance is a greedy deceptive insurance company?
You got some really great advice from the other posters.I sell auto insurance with Allied - which is in the Nationwide Group - and with Progressive. Unless you know a lot about insurance don't buy your own policy online. Yeah, you can "name your own price" but you'll pay dearly later if you...

Where can I find the best auto insurance quotes online?
I’ve had the AARP Hartford’s comprehensive insurance for over 10 years now and I can safely say I’ve never had a problem with them. I’ve always found their rates to be reasonable (locked in for an entire year) and their service to be smooth and easy. I’d recommend you visit their website for...

Compare Auto Insurance Quotes With Local Agents?
Get a 1 minute car insurance quote from a top referred good local company.A good car insurance company needs to be local, so if you ever have any problems you can stop by the office immediately. Plus dealing with someone face to face is always better business. How can a customer service rep...

What type of car insurance should I get in Michigan?
Michigan is a wierd state for insurance. If your car is worth anything, you will have to have physical damage coverage. Reason: If you are in an accident, the most you can collect is $500.00 from the other insurance company ( it is called a mini tort) unless you ae legally parked at the...