Is Auto Insurance cheaper in Florida or Georgia?

Is Auto Insurance cheaper in Florida or Georgia?

Wow, loaded question.The answer would depend on where you live in each state along with which company you are referring to. There are literally hundreds of "-territories"- and each are classified differently. One county in Georgia could be substantially less than another county in Florida, or the other way around.Each company has a different criteria of how they rate based on where you live. Also, each company rates differently according to their particular set of data involving their customers and their claim history.So, we would need to know, which company, coverages, which city, in which state, the year, make and model of the vehicle, your driving record, your credit history, your date of birth, your marital status, your gender, in some cases, your occupation, the length of time you'-ve been continuously insured, who drives your vehicles, how many miles you drive a year.....shall I go on?There is no generalization of rates based on states. It'-s based on individual factors, per company, per state.Addtl Comment: I just have to respond to what another poster stated claiming that Florida is higher than Georgia. Well, I'-m an agent in Georgia and just happen to insure a lot of transfers from Florida. We spend every week looking at the rates of Georgia vs. Florida. So, far, because of the territory our insured'-s are in, Georgia has been higher. Of course, those moving here from the coast of Florida find that our rates are lower. As for uninsured motorists, well, the Georgia Department of Motor Vehicles estimates that as much as 30% of drivers are uninsured. Insurance companies believe it is much higher than that. I'-ve been an agent in Georgia over 22 years and I can assure you, it depends completely on all of the criteria I have listed above.Source(s):Owner of an insurance and financial services agency. Over 22 years experience.

Just

There are more variables than just "state". The premiums are typically based upon your age, driving record, type of car, use of the car, tickets or accidents and the "zip code" you live in. Atlanta might be cheaper than Miami but, Fort Myers Florida, might be cheaper than Atlanta. A meto-zip code is probably going to cost more than a rural zip code regardless of state.

mbrcatz

Georgia.Florida is the uninsured motorist capital of the USA. It also has very strong "no fault" laws, and the rates are reflected accordingly.

R

There are more variables than just "state". The premiums are typically based upon your age, driving record, type of car, use of the car, tickets or accidents and the "zip code" you live in. Atlanta might be cheaper than Miami but, Fort Myers Florida, might be cheaper than Atlanta. A meto-zip code is probably going to cost more than a rural zip code regardless of state.

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