Is it legal to rate a driver on two different auto policies in NC?

Is it legal to rate a driver on two different auto policies in NC?

We are trying to find information for the NC Auto insurance manual that states that you can'-t "-rate"- a driver on two separate auto policies? Both drivers have a separate auto policy and live in the same household.


You can't find it, because there's no such thing. You CAN rate a single driver, on two different policies. It's common practice. The ONLY way to get around it, is combining the vehicles under common ownership onto ONE policy, and then each driver only gets rated once. But then the insurance company gets to assign the highest rated driver, to the highest rated car.


I don't think they would be rated twice IF they are with the same company. They can be rated twice if the companies are different.Not sure though. Ask your agent.



Popular Q&A

What would you do if you discovered a cure for cancer?
You speak a "Sobering Truth" despite your baited question. I respect your candor, and although you shared your views also, I do not think you are being insensitive.I can use a couple of analogies and also answer your Q:? directly.If I discovered a cure for any or all types of Cancer, it would...

Can you get auto insurance if on different residence as parents?
Yes of course, I have auto insurance in 2010 AD. I like Insurance because it help for softy.

MetLife this a good Auto Insurance company?
I've never dealt with them personally but I feel they've been around for a long time & I've never heard any derogitory things about them , you can ask for a customer satisfaction number to call. But $400 bucks is quite a good savings I could see why you'd question their work ethics. But should...

Where can I find cheap auto insurance after a DUI?
nowhere. sad to say in this messed up world

Rephrasing my last question: How do you become and Auto insurance agent/salesperson?
Please do not click on that "ehow" link in a previous answer. Those articles are written by people who's main objective is to make money on the click ads and most of those articles have many errors and omissions.Follow Tom Z's advice.In addition, my advice is, after you've gotten the license...