Is it legal to rate a driver on two different auto policies in NC?

Is it legal to rate a driver on two different auto policies in NC?

We are trying to find information for the NC Auto insurance manual that states that you can'-t "-rate"- a driver on two separate auto policies? Both drivers have a separate auto policy and live in the same household.

mbrcatz

You can't find it, because there's no such thing. You CAN rate a single driver, on two different policies. It's common practice. The ONLY way to get around it, is combining the vehicles under common ownership onto ONE policy, and then each driver only gets rated once. But then the insurance company gets to assign the highest rated driver, to the highest rated car.

car253

I don't think they would be rated twice IF they are with the same company. They can be rated twice if the companies are different.Not sure though. Ask your agent.

Ask

insurance

Popular Q&A

Are cars at an Insurance Auto Auction repaired before being sold to the public?
I somehow don't think you really understand what a salvage title is, you want to play Russian roulette with your life go ahead.If you went shopping for a chair that cost $100. and right next to it the identical chair $40. but the sticker said all 4 legs were broken at one point but now glued...

What's the most effective way to make and follow a personal budget?
I agree with Judy. I'll just add a couple of things.1. Quicken Personal is an excellent program, BUT only if you use it religiously. That is, you must enter all transactions and reconcile your checkbook each and every month.2. There are some items such as home owner's insurance or auto insurance...

How come my name isn't listed on the auto insurance card even though i AM insured?
There are different KINDS of insureds on a policy. The insurance card, lists the NAMED insureds - the people who BOUGHT the policy, pay for the policy, and get the claim check.Insured drivers are NOT listed on an insurance id card.You don't actually carry the card - you leave it in the car...

How do Insurance companies make money off of you? 10 points, best answer.?
many companies pay their agents based off of commission thiese commissions are not limited to the point of sale only, they are payed out every year that a client renews their policy.now many insurance companies make their money off of investment accounts IRA's, life insurance plans, mutual...

Why do we need auto insurance to drive? In many Asian countries its not legally required?
Auto insurance is rather controversial. Some states will fine, take licenses and plates and even seize cars if you do not have it. As you say, in many asian countries (and even New Hampshire) it is not required. Several religions ban the purchase of insurance (Mennonites and Muslims ban the...