Is it true that if one changes auto insurance companies in NY, the car MUST be taken for inspection and pics?

Is it true that if one changes auto insurance companies in NY, the car MUST be taken for inspection and pics?

I just changed auto insurance company and the agent states it is according to NY state law and so it is mandatory...I never heard of that. His reason being so just to make sure the car is not a ficticious car!!!!!!! even after I gave the dealership name and address VIN # etc!

StephenW

The reason that many insurance companies require this is so that they can check whether the car already has damage from before you made the change. There have been cases of drivers increasing the coverage on a car that was already damaged and then trying to get the insurance company to pay for the pre-existing damage.

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