Is it true that if one changes auto insurance companies in NY, the car MUST be taken for inspection and pics?

Is it true that if one changes auto insurance companies in NY, the car MUST be taken for inspection and pics?

I just changed auto insurance company and the agent states it is according to NY state law and so it is mandatory...I never heard of that. His reason being so just to make sure the car is not a ficticious car!!!!!!! even after I gave the dealership name and address VIN # etc!

StephenW

The reason that many insurance companies require this is so that they can check whether the car already has damage from before you made the change. There have been cases of drivers increasing the coverage on a car that was already damaged and then trying to get the insurance company to pay for the pre-existing damage.

Ask

insurance

Popular Q&A

Do you have an issue with the healthcare law because you don't want to be "forced" to buy health insurance?
Actually car insurance is a federal mandate and hopefully people view themselves more valuable than cars. However driving is a privilege, but visiting the ER isn't and that's the problem. The Affordable Healthcare Act is basically the same as the Massachusetts Healthcare Reform Law.http://en...

Where can I find an auction?
Well the only two auctions i know about are mostly salvage cars. Theres salvage direct but its for dealers only. And theres also Insurance Auto Auction. They both have several branches in the US so im pretty sure you can find one near you. IAA is for dealers but for public buyers as well. You...

What is the best/cheapest auto insurance in Washington for an SR22?
SAV-ON Insurance Agencies provides complete, flexible and affordable auto insurance solutions for our customers in the Seattle, WA region. We work with more than 30 independent insurance companies to help you obtain the best price possible for the auto insurance you need. If you're looking...

Which canadian car insurance company has the better payout system?
No matter where you are driving in Canada, the law requires that every driver has car insurance. This is mandatory in all provinces and territories. Your vehicle must be covered under an insurance policy with a minimum set coverage, If you are caught driving without it you can be fined, have...

What does it take to become a state farm insurance agent?
State Farm is a great company to work for. As you know they are the top auto insurance company in the nation, therefore the company is in a stable financial position.To become an agent at State Farm you need a bachelors degree, most likely in Business Administration. Most agents start out...