Online Auto Insurance Quotes, are they really safe and accurate?

Online Auto Insurance Quotes, are they really safe and accurate?

I know several people who have submitted their information into one of the many "-online auto insurance quotes"- and now they have solicitors all over them, on their phone, emails, junk mail and even one case of Social Security Identity theft. So my question is: Are these online auto insurance quotes really safe? Doesn'-t it make sense to stay with a local auto insurance agent you can do business with either on the phone or in person.

Lilly

Stick with larger carriers in your state that use an agency distribution system. It's really hard to beat a State Farm or Nationwide policy in the long run.

Tom

Stick with the major carriers websites. Avoid web sites not associated with a major carrier that offer comparative quotes. The quotes you receive will be estimates and the result will be that the policy will not be issued at the price that was quoted.You might also look to be sure you are on a secured site. look for "https" in the URL.I agree about using an agent because he or she can advise you as to what coverages you should select. Price is certainly important but having the proper coverage is too.Source(s):35 years insurance industry experience

mbrcatz

They're not accurate. As to safe, they harvest your information and sell it as leads to agents.So it's not private, either.If you want an online quote, you can get one at progressive.com, or geico.com, which will be accurate, and the info won't be sold. But if you go to one that "quotes multiple companies", you're going to get harvested.

Nick

Most insurance companies' websites are secure. It's the local or small insurance co that dont have secure websites and bind coverage for small periods of time. As far as online quotes are concerned if you dont provide a VIN # at the time of quoting, the quote is pretty much a "ball park" figure. Without the VIN, the quote will rate the vehicle as far as statistics are concerned and you as the principal operator. Of course there are MANY factors that come into play when rating is taken into consideration on an auto policy.

jose

you can have your identity riped of an these web sites will even say your identity is safe an confidential but they are not be very careful

Clifford

Hello Beth,In order to receive an accurate quote for auto insurance personal information such as address, date of birth, drivers license number, and social security number are required. This is exactly the information identity thieves need to destroy your financial credibility. Another concern is unwanted solicitors contacting you. It is completely unnecessary to receive an accurate quote for your car insurance by submitting this information online. It does indeed make perfect sense to make contact with an insurance agent in person or on the telephone.When contacting an agent in person or on the phone be sure and ask a few questions of your own, such as, how long they have been in business, and how will they safeguard your personal information. If you don't like the answers say thanks and hang up. If your reasonably confident with the person your speaking to then proceed. Another benefit of speaking with a "live" agent is your ability to ask questions and receive professional advice.Source(s):Auto insurance agent over 20 years.http://floridaautoplusinsurance.com

Delmus

Beth, Try getting an online insurance quote from one of the major insurance providers.

Ask

insurance

Popular Q&A

Is it possible to take your learners permit/license test at AAA?
Nope. ONLY DMV's can administer tests and grant you licenses. What does a private insurance agency have anything to do with a government regulated license?

I dont know what tunner car to get that has lots of parts to upgrade in alberta canada?
Why not enjoy the R32 Skyline great cars and great fun,the GTS-T version is great single turbo RWD fun and parts are esy to find with the net.also try asking on herea new forumhttp://nasoc.glrace.com/For north American Skyline owners.Many people are breaking skyline worldwide so parts are no...

The best deal for Cheap cars online?
craigslist or auto trader.you'll find cars cheaper here than you will ever looking at online auctions.

Is there a legal limit to the amount of horsepower that a street-legal automobile is allowed to have?
Insurance companies definitely watch out for insuring cars with high advertised power ratings. For the most part, I believe they are looking at power to weight ratios, but some I am sure stupidly look at only the bottom power figure.To get the best deal, you want to shop around with various...

Moving to California from the UK, will my driving licence say?
Your country of birth will not appear on the license---once you are here in California, call Ganis Insurance for an auto insurance quote---we have carriers who will give you driving experience for your UK license! :-) 310-540-8486www.ganisinsurance.com