Police report filed, other party does not intend to file a claim, will insurance rates go up?

Police report filed, other party does not intend to file a claim, will insurance rates go up?

I have amica auto insurance. I was involved in a little accident in which I nicked the side of a truck while driving. A police report was filed. The owner of the truck was not angry because it was a tiny scratch on an old vehicle. He does not plan on filing a claim on this. Will my parent'-s auto insurance go up as a result? (I'-m 18)


If you file a claim with them, then it may. No one can say for sure if this will affect next year's rates, not even the insurance company. You'd have to wait to see what happens when the underwriters do their review at renewal time.



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