Police report filed, other party does not intend to file a claim, will insurance rates go up?

Police report filed, other party does not intend to file a claim, will insurance rates go up?

I have amica auto insurance. I was involved in a little accident in which I nicked the side of a truck while driving. A police report was filed. The owner of the truck was not angry because it was a tiny scratch on an old vehicle. He does not plan on filing a claim on this. Will my parent'-s auto insurance go up as a result? (I'-m 18)

Mushu

If you file a claim with them, then it may. No one can say for sure if this will affect next year's rates, not even the insurance company. You'd have to wait to see what happens when the underwriters do their review at renewal time.

Ask

insurance

Popular Q&A

Ever had to file a CLAIM with PROGRESSIVE DIRECT?
i am an insurance agent and i live in NC. i actually had someone rearend me and when i took my car in to get it fixed, the body shop had a HUGE sign in the window saying they will NOT do ANY work for Progressive. they evidentially had a very hard time getting paid from them. I used to live...

What is the best tracking system for you at work? Need to get organized....?
I use Outlook for tasks and contacts, Evernote Web for notes/ideas... and Excel for my personal stats. I also have a paper agenda I couldn't live without.Source(s):An overworked mom!

Do you need to be on your parent's insurance if you have a learners permit?
When you are diving on a Learners Permit, You can obtain your own insurance or you can be covered under someone elses policy such as a parents existing auto policy but you must have coverage.Source(s):http://www.autoinsureusa.info/

Can I buy US auto insurance to cover my Canada vehicle?
Not if you live in Canada. Plus, some provinces have their own auto insurance that you must buy. Check out this website, which goes by province:Source(s):http://www.ibc.ca/en/Car_Insurance/Car_I…

What's the difference between bodily injury & medical payments on an auto insurance policy?
Bodily Injury coverage is a liability coverage. If you are at fault in an accident, it will cover the other party's injuries, treatment, wage loss and pain/suffering up to your policy limit. It will also cover injuries your passengers sustain in the accident, so long as (in most states) they...