Question on best company for classic/historic car insurance?

Question on best company for classic/historic car insurance?

Our family has had State Farm for 70 years now, several generations, and in the last 10 years or so we have been progressively more &- more disappointed in their "-caring"- and customer service. Maybe its just the '-assistants'- that my local SF agent (who never talks to his clients any more) use, they both seem to have just horrible attitutudes, sarcastic, and act like you are a complete PITA every time you call. I even have an email from his main assistant that I asked her to forward to the actual agent because I was told he was the only one that could answer my question, and just today I was SHOCKED when I re-read the email, and saw in the "-forward"- of my email when his assistant sent it on to the actual SF agent, She said "-This guy will just not give up, he keeps haunting me about this issue!"- I couldn'-t freaking believe it. I was going to forward the email to SF headquarters in Bloomington IL, but then as I read more &- more about state farm I saw they are completely independent agents in each office, and have literally NO ONE who is their boss or who can reprimand or correct them. This is unbelievable. If I treated my customers at my work place &- gave them the rotten attitude treatment we get from our SF office here, I guarantee you I would lose my job. No one is in charge at state farm obviously. Back to my question - I recently bought a classic car I have been looking for a long time - getting it next week - it is 25 yrs old, all original &- in perfect shape. My state (Maryland) lets me register the car as "-Historic"- if it is 20 yrs old or more. I plan to do this. I contacted my wonderful state farm office today, to get a quote on a new policy/binder for this collectors car. They apparently don'-t like insuring a vehicle as Historic, maybe the policy is too cheap &- they do not make any money off it. The '-assistant'- said the best they can do, even if I REGISTER this vehicle in Maryland as Historic &- get an Historic tag, which I will do, she said the best she can do is insure it as "-part time, occasional pleasure use, under 7500 miles a year"-. Which of course is NOT an historic policy. You can get that on ANY extra car you have in your household even if it is a 2011 model !! She did say (and I understand this being required) that "-in order to have is classified as Antique/Classic/Historic, you have to have an appraisal done on the vehicle as if it just came off the show room floor -then the premiums would be much lower if you had full coverage on it, as historic/classic"-. So here we stand. Can someone out there please help me understand - am I being taken for a ride by my State Farm office? Should I shop around for insurance companies that just specialize in Classic/Historic auto insurance? If so can anyone recommend the best companies that specialize in reasonable insurance for classic/historic vehicles? Thanks for your help..

The

Insurance cost depends on a LOT of factors, also..insurance companies can base your rate on your credit history!! Like, someone with bad credit just has to be a bad driver!Try getting a quote online or from a local broker. I am paying less than ? of what I was paying before.

Ask

insurance

Popular Q&A

Best place to buy a used car for 8000 cash?
Auto dealers do not necessary overcharge. The thing is, everyone realizes and understand all brand new products have a wholesale and retail price. But few people understand used merchandise also has a retail and wholesale. Car dealerships, which incidentally buy many if not most of their used...

What is "full auto coverage" in California?
What is full coverage auto insurance in California? There are two types of full motor vehicle coverage in CA – required (basic) and optional (standard). While the legally required basic coverage plan is cut and dry (certain liability minimums), the optional (the so-called standard) coverage...

I think I've been scamed by a auto warranty firm,Can I stop the charge?
Contact customer service for your card right now and tell them to stop payments to that company, because you think they scammed you.The sudden policy change looks kind of shady to me.Check out http://www.bbb.org. They have a list of companies and how reliable they are.

Do I have to purchase an AAA membership if I want to get AAA auto insurance?
johnlusf, For auto insurance the easiest method to get a free quote is do a auto policy comparison. Be sure to choose the same coverage amounts, you can get an accurate quote to compare against others. Use the same zip code, car make/model, mileage and driving history to make sure you get an...

Is it worth changing to AARP for auto and home insurance?
AARP is a club. They don't sell insurance. They refer their subscribers over to a company like Hartford. They shop the insurance out every year, and every year, you could be shifting to a different company. Yehaw.The rates you get, will vary wildly depending on where you live. There's...