Question on best company for classic/historic car insurance?

Question on best company for classic/historic car insurance?

Our family has had State Farm for 70 years now, several generations, and in the last 10 years or so we have been progressively more &- more disappointed in their "-caring"- and customer service. Maybe its just the '-assistants'- that my local SF agent (who never talks to his clients any more) use, they both seem to have just horrible attitutudes, sarcastic, and act like you are a complete PITA every time you call. I even have an email from his main assistant that I asked her to forward to the actual agent because I was told he was the only one that could answer my question, and just today I was SHOCKED when I re-read the email, and saw in the "-forward"- of my email when his assistant sent it on to the actual SF agent, She said "-This guy will just not give up, he keeps haunting me about this issue!"- I couldn'-t freaking believe it. I was going to forward the email to SF headquarters in Bloomington IL, but then as I read more &- more about state farm I saw they are completely independent agents in each office, and have literally NO ONE who is their boss or who can reprimand or correct them. This is unbelievable. If I treated my customers at my work place &- gave them the rotten attitude treatment we get from our SF office here, I guarantee you I would lose my job. No one is in charge at state farm obviously. Back to my question - I recently bought a classic car I have been looking for a long time - getting it next week - it is 25 yrs old, all original &- in perfect shape. My state (Maryland) lets me register the car as "-Historic"- if it is 20 yrs old or more. I plan to do this. I contacted my wonderful state farm office today, to get a quote on a new policy/binder for this collectors car. They apparently don'-t like insuring a vehicle as Historic, maybe the policy is too cheap &- they do not make any money off it. The '-assistant'- said the best they can do, even if I REGISTER this vehicle in Maryland as Historic &- get an Historic tag, which I will do, she said the best she can do is insure it as "-part time, occasional pleasure use, under 7500 miles a year"-. Which of course is NOT an historic policy. You can get that on ANY extra car you have in your household even if it is a 2011 model !! She did say (and I understand this being required) that "-in order to have is classified as Antique/Classic/Historic, you have to have an appraisal done on the vehicle as if it just came off the show room floor -then the premiums would be much lower if you had full coverage on it, as historic/classic"-. So here we stand. Can someone out there please help me understand - am I being taken for a ride by my State Farm office? Should I shop around for insurance companies that just specialize in Classic/Historic auto insurance? If so can anyone recommend the best companies that specialize in reasonable insurance for classic/historic vehicles? Thanks for your help..

The

Insurance cost depends on a LOT of factors, also..insurance companies can base your rate on your credit history!! Like, someone with bad credit just has to be a bad driver!Try getting a quote online or from a local broker. I am paying less than ? of what I was paying before.

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