Should I shop around for auto insurance and risk loosing my "been with them long enough to forgive an accident

Should I shop around for auto insurance and risk loosing my "been with them long enough to forgive an accident

Do rates change enough to give up benifits of being with a carrier for several years(7). I have no claims or at fault accidents and no tickets. But need a good insurer that will pay and be around if something were to happen. Live in WI and pretty small town. Reccomendations?

jon

Considering it only takes 5 minutes of your time, I'd say shop around and go for the best deal you get, because when it comes to the crunch you have the same rights by law, regardless of who you are with. However you should Check with your state's insurance department to see if who you choose to go with are licensed to do business.Try filling a form here http://gsx1.com/InsuranceComparison.htmlit's one form to get a number of quotes from different insurers. It's free and a big time saver, these are all the main American insurers competing to get your business so you are bound to find something that suits you, if it works out remember my points please :)

busseysmom

See if Wawanesa Insurance is offered in your state. I've been with them in CA for over 15 years and hands-down they're the cheapest for car insurance (home too) for anyone to whom I've referred them. The catch is that you need to have a good driving record (I believe one or two points max).They're also very reputable and have a very good insurance rating. Check them out online for WI.

paul

It's always a good idea to shop for insurance every few years...every insurance co adjusts their rates every so often depending on how many claims they pay out and how many new customers they want to attract to balance their income. Get quotes from multiple co's based on the same coverage and determine which is better for rate and claim handling versus the one you're currently with. You'll have to decide if you're better off dealing with an unknown agent or one you're use to for a long time which can help with a claim problem. You can contact the states Insurance Commisioner's office for a list of insur co's that have the fewest complaints regarding claim handling to get an idea of how good the various co's are at claims......Insur Commisioner's office is in the phone book under state government. I also recommend you have rental coverage on your policy in case you don't have it now as it is very cheap and pays for itself if you have an accident and need a rental car....had many a customer with no rental coverage that wound up paying 2-300.00 for a rental while car was in the shop when they could have had coverage for 5 or 6 bucks a year....it's a little secret the insur co's don't push because they lose money on it but are required to offer.Source(s):Body shop manager in Milwaukee---dealt with many insur co's on claims

aky

I think it is certainly worth it to shop around. You can get free online quotes, just to give you an idea of how much better you can do. Your good record should really score you some discounts.If you get some good quotes, present them to your current provider and see if they can offer you something comparable to stay with them. That way you can have the best of both worlds, so to speak.Competition is fierce, and they should be willing to comply if your quotes are from reputable firms.Source(s):http://www.auto-insurance-helper.com/car…

Mike

Hi There! I Got This For Your... As Always, Its Always Better That You Get The Info Firsthand. So Check It Out Yourself, Im Pretty Sure You'll Discover Something...Source(s):Click Here: http://www.myautoinsurancetips.com

ktlove

you can shop, but like you said you will loose that feature if you leave.shopping wont remove the accident forgivness, but changing companies will.you will have to look at your quotes and see if it is really worth it to you do make the change.

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