SHould i trust AIS insurance broker co.?

SHould i trust AIS insurance broker co.?

I just got an auto insurance quote from AIS and they gave me $250 for 6 months for my 1999 ford. that'-s like $44/month for a 15000/30000 liability insurance and it is through MERCURY insurance co.... should i trust this and go with it?? i currently have GEICO paying $545 for 6 months

Serendipity

I am an insurance broker and personally I feel going through a broker is your best option. Brokers have access to companies that the general public cannot access directly and therefore they can provide you the best pricing. Some Brokerages will charge you a small one time broker fee but for the most part they make their money by getting commision form the insurance company and not from the insured. They will also serve as laisons when there is an accident or a change in coverage. You will never have to deal directly with the insuance company's b/s.AIS is a trustworthy brokerage. It looks like they are doing their job, Mercury ususally does have some of the lowest rates for auto insurance. $44 a month for 15/30 liability only, seems legitimate. I do however agree with the last entry by cowboy (i think that's his name). You may want to get higher liability limits. 15/30 translates this way: 15,000 bodily injury per person per accident, 30,000 total bodily injury per accident and only 5,000 for property damage. 5,000 isn't very much at all. Fixing a bumper alone runs about 2,000. If you live in a state like California where everyone drives a 2006 mercedes or beamer you may want to get higher liability limits. Since you'll be saving so much anyway you may want to go up to 25/50. Ask how much more it will be.

tpurtygrl

I had them before and had no problems. Mercury is a reputable company.

JusticeManEsq

"Insurance Broker" and "Trust" are not permitted in the same sentence.

CowboyBill

An insurance company is only as good as it's claim force.PS -- unless you have $100,000.00 in a shoe box you had better at least TRIPLE your coverages! A 2000 model Ford pickup cost in excess of $15,000.00. You screw-up and total one you will be paying the difference. (ten hours in intensive care unit will cost over $30,000.00).Still seem like a good deal?

Michael

In God we trust, everyone else must pay cash.

Ask

insurance

Popular Q&A

Does Florida auto insurance work in Virginia?
What does "work" mean?Florida does not require LIABILITY coverage, only PIP coverage. So the coverages are NOT the same, and FL insurance will not meet VA requirements, HOWEVER: If you're temporarily in another state, and you have at least your minimum state's requirements on your policy...

34 year old healthy single male without medical insurance gets into major auto accident. What happens to him?
This is why we have to push for health care for everyone.Sorry, I live in Ohio.

What happens if you keep switching auto insurance policy numbers?
$10 over a six month period can happen for no reason at all. If you stay with the same company after a while they will probably give a discount for that. Gold status could be after 1 or 2 years and platinum after 5 years or something like that. Your insurance agent is right, that is a good...

What is the best way save on Auto Insurance?
Usually you are primary on the car YOU own and he is primary on the car HE owns.I am guessing that you and your brother live together? If so, then both of you have to be listed on each policy, since both of you can have access to either car at any time.All accidents, tickets stay on your record...

What do you think are the most annoying commercials out there?
I hate hearing the one that describe the side effects of the drugs they want everyone to ask for like you want them so bad because of the side effects. Are we that stupid?They think we are all morons!! NOTSource(s):Camille