The affect of points reduction on auto insurance?

The affect of points reduction on auto insurance?

I am looking to lower my auto insurance. The state approved defensive driving agencies I have researched offer two possibilities. Option 1. Lower auto premium DD course and Option 2. Points reduction DD course. Option 1 seem to be at the discretion at the auto insurance company but does option 2 also have an affect on insurance? Does point reduction remove traffic violations from your record and therefore results in lower insurance premium due to "-less"- violations?

Ramon

This is rather confusing as you present this question. I have to suggest that you consult with your insurance rep or agent as to this matter. They know all there is to know about auto insurance.

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