What does Canadian Direct Insurance (Alberta) Auto SEF CDI 1 Travel Protection cover me for? US Rental Cars?

What does Canadian Direct Insurance (Alberta) Auto SEF CDI 1 Travel Protection cover me for? US Rental Cars?

Renting a car in the states, have collision, liability etc on my policy along with these SEF'-s. Do I need to buy any coverage in the states? SEF CDI 1, 2 and 3, SEFs # 18,20, 23A, 27, 35, 37, 44

Gambit

CDI is a direct writing company, which means they sell insurance over the phone or via the web directly to the public. The chances of a CDI representative being a part of Yahoo Answers is pretty much zero. Since the majority of us who answer here are brokers, and would not have access to CDI wordings, the only way you're going to get an answer is to call CDI and ask them. While this should have been explained to you when you purchased the policy direct writers are not really service oriented. Their goal is to write as many policies as possible as quickly as possible, so unless you ask the person you talk to on the phone isn't really going to volunteer much information as they have to move on to the next call. An insurance broker is all about service. When you walk into their office (imagine that! a real office!) it's their opportunity to shine and the way they do this is to make sure you walk out with as much knowledge as possible. So on your next renewal remember: it's not always about price.

Fred

SEF 27 is legal liability coverage for damage to non-owned vehicles. This information is from an Alberta government website.Why has your insurance broker not explained the coverages, which should all be listed by name in your policy, not just number?As a retired Manitoba broker, I can tell you I never let a policy holder leave without having an explanation of the basics of his policy. I can also tell you it went in one ear ona out the other for many people. More than once the signature on the application was used to protect brokers from accusations that limits or charges for optional coverages were never explained. This is the problem with on-line coverages. 9 times out of 10 the person on the phone is not licenced at all, which is why you are occasionally referred, right at the end, to a licenced broker, or, more often, the person is only a level 1 broker, working in a boiler room with several level one brokers, under the supervision of a level 2 or 3 broker.

Ask

insurance

Popular Q&A

My friend is a lawyer in NJ and is a really good personal injury lawyer how can get more business?
Advertise - that's what usually brings in the clients (on the plaintiff's side). I assume that's what your friend wants - is plaintiff's work.If he wants defense work, tell him to join non-law groups - insurance associations (he can mingle with claims adjusters), his local ethnic group association...

Filing a claim on new insurance after a lapse in coverage?
As long as your insurance was reinstated and in good standing when you hit the deer then it will be a covered loss as long as your carry comprehensive "comp" coverage. This protects you against things like: Fire, Theft/Vandalism, Glass (like stone chips or cracks in your windshield), Animal...

What are the top 3 AUTOMOBILE insurance companies in CANADA?
One problem is, how do you define "top"? Most premium volume? Most number of policies? Most claims paid? Fewest complaints?You're going to need to redefine "top", and then search out that criteria. You DID post to the USA board, so if you can lay your hands on a copy of Bests Review -...

Why is full coverage insurance so expensive for a 22 year old?
at 22 he's statistically a greater risk.depends on the car as well. ie. if a 22 went out and bought a mini van, vs... a sports car. it'd different. 2 doors vs 4 etc etc.might try going with a bigger company. a company that'll give you a reduction after 6 mo or a year of good driving record...

What car models would be the best?
Under $4k, huh? Well, Honda Civic and Toyota Corolla are your traditional "safe bets" for small first-time cars. The problem is that they hold their value so it's sometimes hard to get "good deals" on them.You could look at cars like the Mitsubishi Galant or Hyundai. Kia too. These are often...