What is a reasonable auto insurance liability amount, i don't believe the current legal limits are enough?

What is a reasonable auto insurance liability amount, i don't believe the current legal limits are enough?

Florida State Required auto insurance limits are not nearly enough insurance to carry especially if you live in a larger city in florida. What is a good acceptable liability limit to carry on my vehicles?

fighting

Great question and analysis. I wish more people would look at the laughable state minimums and recognize that they aren't enough.The answer depends on what you have for answers to protect, but I normally suggest a minimum of 100/300/100 for liability limits and 50/100 for uninsured and underinsured coverage.Source(s):Claim adjuster for way too long.

Fred

I am a retired insurance broker. Despite the fact I don't drive as much anymore, I will not drive a vehicle with less than $1,000,000 liability coverage. My wife drives a country delivery run, and because of the increased exposure, carries $5,000,000 on her vehicle.My liability is portable within Canada and the US. If I visit you, and drive your car, my liability coverage is still $1,000,000.Our minimum coverage in Manitoba is $200,000, and I think that is ridiculously low, I believe the minimums should be $500,000.My advice to all clients was to buy as much liability as you can afford.

Joy

I would say 100/300/100 for liability limits and 50/100 for uninsured and under-insured.I write policies for a company that covers Florida. You will be looking at $60 maybe $70 a month for this coverage.You must have your vehicle registered in Florida (per State law)Call my source below. They can help you.Source(s):www.landainsurance.com 214-717-4623

Tim

the minimum should be 100.0/300.0/100.00 It also depends on the year of the automobile and the laws of Florida.

Entidtil

I You buy liability to protect your assets and future earnings. I suggest 100/300/100.but It's entirely your call based on what you have or may have .

Cowboy

Minimum should be $100,00 /300,000 /100,000.

Ask

insurance

Popular Q&A

Where can I find cheap auto insurance after a DUI?
nowhere. sad to say in this messed up world

15 1/2 and trying to get on track to buying my first car...but i know nothing! Advice please <3?
Starting with the insurance. It is probably going to be cheapest to get on your parents policy. Company's offer discounts for multi-car policies. It wouldn't hurt to shop around. Just call some insurance companies or go online and get some quotes. Travelers, Geiko, and Nationwide are some...

What permits and licenses do i need to run a moving service in ohio?
Step 1Determine how you intend to set your business apart. The moving industry is fairly saturated with amateurs willing to offer moving services for cheap because these individuals rarely have insurance or the required permits. Compete by being professional. Consider offering a variety of...

Will illegal Mexicans now be forced to get a drivers license in AZ, in case they get stopped?
an illegal alien cannot by law get a DL or insurance although most of them drive daily in america...my mother aged 72 was hit by an illegal unlicensed and uninsured alien driver and although thank god she wasn't hurt she was forced to file a claim on her own insurance which of course caused...

Question on best company for classic/historic car insurance?
Insurance cost depends on a LOT of factors, also..insurance companies can base your rate on your credit history!! Like, someone with bad credit just has to be a bad driver!Try getting a quote online or from a local broker. I am paying less than ? of what I was paying before.