What is the hold up to settle an uninsured insurance claim?

What is the hold up to settle an uninsured insurance claim?

The accident was in Dec 2009 hit and run . I do not feel the police ever looked for the guy.I was able to describe the car and the driver that got back into his car and took offI did get a lawyer to sue as the insurance company with my company car advised me there was only insurance to cover the car not me. I had been getting money taken out of every pay check to cover auto insurance for the demo I drove.The insurance guy acted as though I was lying about the accident . Guess this happens. I have been over 40 years and do not sue . however This was a true hit and run with real injuries, The insurance company is making me feel guilty for filing a claim.


Some states have minimum requirements (the cheapest) and no additional coverage for the person driving. Sounds to me like you bought the cheapest insurance you could find, without learning what the real coverages you could purchase were, and how important they are.Your only recourse at this point in time is to have your attorney file an "E & O". Errors and omissions claim for you. Against your own company/ agent. Hope this helps.Source(s):Insurance Agent



Popular Q&A

Can you give me a claim example where symbol 1 would be better than 2, 8, & 9 for business auto?
Liability insurance forms always extend the greatest amount of protection to the policy's "You" (also known as the named insured)- the BAP is no exception. The definitions of Symbols "2," "8" and "9" refer to the policy's "You" where Symbol "1" does not. This is the first clue that these two...

What is the bare minimum for full coverage auto insurance?
Victor B has a great answer. All I would add is that you should ask your finance company what exactly they mean by "full coverage." As Victor alluded to, "full coverage" is not any kind of set standard for the insurance industry. It just means liability + comp/collision. But, the sticking point...

Which state laws govern an out of state auto accident?
The laws for the state where the accident happened govern how the claim will be handled. If a law suit were to be filed, it would be filed in the state where the accident happened.That being said, your policy language does not change just because the accident happened out of state. You still...

How long does it take an insurance claim?
Anytime there is a theft claim, be it your residence or auto, they investigate these very closely due to a lot of fraud.And yes, a lot of adjusters can play phone tag and not be able to talk to certain people to get answers or info. Police officers are some of the worst to contact due to their...

Why do auto insurance company need your date of birth and a Credit check before getting insurance?
Some places do not check your credit. Here's the reasons they ask for and require the info depending on the company. Date of birth will classify the applicant in age groups that "show" how typical driver's in that age range drive, how many accidents they have reported, as well as other driving...