What records does the insurance company receive after I've received a speeding ticket?

What records does the insurance company receive after I've received a speeding ticket?

I just got one for 15 over in a 65. It'-s a 4 point violation and traffic school will discount the violation by 3 points. Does Geico auto insurance base it'-s premiums on the existence of a citation regardless of the points assessed or would receiving a citation and without having been assessed points avoid a premium hike?

JACK

Well don't tell the insurance company,it takes them up to a year to find out and sometimes not at all.If you are in good standings with your insurance company then even if they found out they might not raise your rates.I had the same speeding ticket and never had my rates go up.(state farm)

Denny

they recieve a copy of your dmv record that is how they determine you rates,the way they do that is connect to the dmv website.

JR

The insurance company only sees what shows up on your DMV. If it is such a great concern, why don't you discuss it with the judge/magistrate/JP. Many times they can lower the charge or turn it into a non-moving violation. You have to be very nice and very humble, however. Don't go in talking about how "its not fair", or you will see how unfair it can really be. Good luck, I've been there, and I don't envy you.Source(s):2,000,000 miles in the last 20 years.

Ask

insurance

Popular Q&A

What auto insurance companies are currently appointing in Florida?
You will have to shop around as you do.Get a quote from insurers you get from yellow pages or from the web.

What records does the insurance company receive after I've received a speeding ticket?
Well don't tell the insurance company,it takes them up to a year to find out and sometimes not at all.If you are in good standings with your insurance company then even if they found out they might not raise your rates.I had the same speeding ticket and never had my rates go up.(state farm)

Why would auto insurance company ask if I have a platinum credit card? Is having one a good or bad thing. I do
They are trying to find out how creditworthy you are. Most insurers use some sort of rating scale or risk scale for people based upon credit scores. People with lower scores will pay more for insurance because the companies seem to think that they pose more risk.Source(s):Insurance/investment...

What is the best/cheapest auto insurance in Washington for an SR22?
SAV-ON Insurance Agencies provides complete, flexible and affordable auto insurance solutions for our customers in the Seattle, WA region. We work with more than 30 independent insurance companies to help you obtain the best price possible for the auto insurance you need. If you're looking...