What records does the insurance company receive after I've received a speeding ticket?

What records does the insurance company receive after I've received a speeding ticket?

I just got one for 15 over in a 65. It'-s a 4 point violation and traffic school will discount the violation by 3 points. Does Geico auto insurance base it'-s premiums on the existence of a citation regardless of the points assessed or would receiving a citation and without having been assessed points avoid a premium hike?


Well don't tell the insurance company,it takes them up to a year to find out and sometimes not at all.If you are in good standings with your insurance company then even if they found out they might not raise your rates.I had the same speeding ticket and never had my rates go up.(state farm)


they recieve a copy of your dmv record that is how they determine you rates,the way they do that is connect to the dmv website.


The insurance company only sees what shows up on your DMV. If it is such a great concern, why don't you discuss it with the judge/magistrate/JP. Many times they can lower the charge or turn it into a non-moving violation. You have to be very nice and very humble, however. Don't go in talking about how "its not fair", or you will see how unfair it can really be. Good luck, I've been there, and I don't envy you.Source(s):2,000,000 miles in the last 20 years.



Popular Q&A

Does anyone know where I can get a 1 month contract with an auto insurance provider?
You can't. Each state sets the minimum contract time, and the minimum contract time in ANY state is six months.The good news is, if you cancel the insurance before the six months is up, you can get a partial refund of the insurance.Source(s):agent, 21+ years

Good morning. Some information and a question for you.?
The problem is that the status quo is not working. Personally, I've seen my insurance premium and co-pays go up every year, while the service level has dropped. Like or dislike Moore's position regarding socialized healthcare, he does have a MAJOR point here that the system is broken and may...

Collision Centers in Plano, TX?
If you are in far north Plano, this may not be a great option, but if you are further south, check out the Maaco in Addison. I had some work done there and they worked with me based on my insurance adjustment so that I ended up paying next to nothing by only replacing what was necessary and...

What is the best way to become an insurance adjuster?
I co-own an independent adjusting adjusting company in MN so I have no clue what the market is for upstate NY. However, overall many of the insurance companies we work with are concerned because the majority of their own adjusters are nearing retirement age and they don't have a lot of young...

Insurance question?
Safe Auto is always advertising that they have the cheapest rates for minimum coverage. Eastwood Insurance always used to claim they also had good minimum coverage rates there in California. But honestly, you should be careful not to under insure your new vehicle. I've pretty much had polices...