Where can I get cheap auto insurance?

Where can I get cheap auto insurance?

I am paying too much on auto insurance and I need a cheap option.


Shopping for auto insurance isn't a fun task, but it's something that everyone has to do. If you are going to won a vehicle, you can't avoid having car insurance. One of the main reasons people hate to even think about insurance is because it costs so much. But, there are some tips that you can follow to save money on your auto insurance.Request auto insurance quotes on a regular basis. Don't fall into the trap of retaining the same policy for years. Your auto insurance premiums should decrease as both you and your car ages. Some companies don't automatically take this into consideration. If you want to save money you need to put the effort into finding a cheaper insurance premium.If you own an older vehicle, liability coverage is all you need. If you are in an accident and the damage to your car is more than it's value, you will only be paid the value amount. Volunteer to take a defensive driving course. It's only a 6 hour course and it can save you as much as 10 percent on your auto insurance premium.Take advantage of the multiple policy discount offered by most insurance companies. If you own two cars, insure them both with the same company. If you only own one car, consider getting your life, or home insurance at the same place. You can lower your risk level and your car insurance premium by choosing to have a higher auto insurance deductible.Try your best to maintain a good credit rating. You'd be surprised how much money you can save on insurance for your automobile if you have a good credit history. Almost every factor that is used to determine your auto insurance premium is based on risk. Before you get insurance, try to lower your risk level anyway possible.When you do talk to an auto insurance agent, express all the reasons that you should qualify as a low risk. Mention things like the security devices your car has, your good driving record and the safety rating of your vehicle. Be sure to tell them if you park your car in a garage, don't drive a lot each year and any other reason why you should get a lower auto insurance premium.Carrier Insurance(http://www.carrierinsurance.org)Source(s):http://www.carrierinsurance.org


This question gets asked many times each day,depending on the car, your driving history, what coverages you want on the car, how long you've had your license, your credit history, and where you live...It can range from $4,000 a year to $400 a year, You must phone around and find out the best company for the policy you have on your mind.



Popular Q&A

Why do auto insurance company need your date of birth and a Credit check before getting insurance?
Some places do not check your credit. Here's the reasons they ask for and require the info depending on the company. Date of birth will classify the applicant in age groups that "show" how typical driver's in that age range drive, how many accidents they have reported, as well as other driving...

Do all states now allow auto insurance companies to check your credit?
There is no ONE insurance company that is right for everyone - everyone is rated individually - and all companies have different "likes and dis-likes", different credit tiers, different business models, and many other factors that can vary your rate - and a QUOTE is ONLY a quote until the policy...

How much for basic auto insurance in Canada?
The best answer you're going to get to all your questions is from your own insurance people. Call them and ask them. Anyone other than them who gives you a price is guessing. (Maybe an accurate guess, but it's still going to be a guess.)

What is the best way to compare auto insurance quotes?
Geico is good and others too. For a true comparison use the binder from your current insurnace so that the quotes you get are for the same levels on insurance that you have. Make sure you understand the coverage too.Try this site to find the best auto insurancehttp://best-auto-ins-usa.blogspot...

Can some of you guys help me with a few names of insurance companies?
You probably need to go to your state insurance department website, to get companies that are allowed to sell that insurance in YOUR STATE.Auto: State Farm, Nationwide, Travelers, Progressive, Geico, InfinityHome: Erie, USAA, Travelers, Hartford, AllstateHealth: Aetna, Cigna, Blue Cross/Blue...