Which make and model of car/SUV is the cheapest on auto insurance?

Which make and model of car/SUV is the cheapest on auto insurance?

I need a new car, but I don'-t want to pay a lot for auto insurance. Right now I have a Cavalier (hate it, by the way) and because it is a Z24 it raised the insurance premium. I just wondered if there are certain makes of cars that are usually cheaper on auto insurance. Anyone know?

billrussell42

Pretty difficult to tell. It's mostly how liable it is to be stolen, which varies by state, and how prone to damage it is in an accident.One source states that higher rates prevail for high performance and sports cars and will soon be for SUVs.this website http://insurance.freeadvice.com/quote_ce…will give you a quote on any vehicle.

Sanita

Be careful because each time you get a "quote" from a place, to get the most accurate numbers they run your credit. I wouldn't want those soft inquiries on my credit.

Insuranc

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!Good luck, drive RESPONSIBLY and I hope this helps!Source(s):Independent insurance agent for 27+ years

Ask

insurance

Popular Q&A

Why would an auto insurance company delay a ruling?
They don't make rulings, they have "findings". If they aren't making the 'finding', that means they're missing some information, or something is unclear.Their policyholder isn't liable, until a judge says they are, or until they accept liability. Police do NOT determine fault - they only...

Car Insurance Advice - Florida Needed?
I am going to give you insurance basics 101What you have is:10/20/50 and most likely $10, 000 PIP with a $1,000 deductible that is also 80/20This is lopsided coverage and you should correct(BI) Bodily injury is for payments in an injury settlement, YOU caused, which means pain/suffering(PD)...

Why are there two bodily injury sections on car insurance quote?
That second one, the one with the higher amount of insurance, is the optional additional liability coverage you purchased. The first part shows you the premium for the 'basic' or minimum required coverage amount, and the second one is all about the increased protection.It's similar to a cable...

What is the most popular and best auto insurance broker in NYC? Any recommendations? What is the advantage?
You will eventually find the answer by yourself. You should research patiently, and get quotes from different insurers -take your time. A used car, and a clean driving record will definitively help you have lower rates. I had to do a lot of research and estimates because my old car broke, so...

How much for basic auto insurance in Canada?
The best answer you're going to get to all your questions is from your own insurance people. Call them and ask them. Anyone other than them who gives you a price is guessing. (Maybe an accurate guess, but it's still going to be a guess.)