Who is responsible for medical payments when a bicycler is hit by a car, auto insurance or health?

Who is responsible for medical payments when a bicycler is hit by a car, auto insurance or health?

My wife was hit by a car while riding her bicycle on the sidewalk. She needed surgery and now bills are really adding up. Our health insurance says the auto insurance is responsible and the auto insurance says our health insurance is responsible. We are constantly being handed back and forth should we seek out a lawyer and risk owing more money to more people? What steps should we take? Are we out of luck? We live in the state of Michigan.

Mushu

Michigan is a no fault state, so if you have your own auto insurance, you should be seeking medical coverage from them, even if your wife was on her bike.Contact your auto insurance company and make a PIP claim.If you dont have auto insurance, then your health insurance should be paying, and then seeking reimbursement from the driver's auto insurance company.Hope your wife heals quickly.

Beery

What was she doing cycling on the sidewalk? Sidewalk cycling is very dangerous - it leads to a lack of visibility that can result in intersection or driveway crashes. She should have been cycling in the road, where she would have been much more visible and therefore safer.If the insurance people are handing you back and forth, you have little recourse but to the law.

Ask

insurance

Popular Q&A

Is there an advantage to getting your auto and home insurance through the same company?
There can be. Most insurance companies offer substantial discounts on the policies, for having both policies with the same company - up to 40% off, depending on the company, the policy, and your state.When you're looking at rates, ask to compare WITH a "companion credit" or "package credit"...

Does State Farm Auto Insurance Allow You To Pick When You Want To Pay?
Yes. If you set up your account to draft automatically out of your bank account you can pick what day of the month you want the money pulled.Source(s):Work for SF

Where can I find the best auto insurance quotes online?
I’ve had the AARP Hartford’s comprehensive insurance for over 10 years now and I can safely say I’ve never had a problem with them. I’ve always found their rates to be reasonable (locked in for an entire year) and their service to be smooth and easy. I’d recommend you visit their website for...

What are the pros and cons of Dallas vs. Houston?
Well lets start with crime...Dallas and Houston are above the national crime rates....sorry bout that. Dallas has a higher crime rate for alot of things except for murder which houston was higher.Houston is the largest city in Texas and has a million people more than dallas. However dallas...

Is there an easy way to locate Hail Damaged vehicles for sale?
I doubt there is a hail-damage clearinghouse but then again it is a crazy world.I wouldn't call it easy but my plan would be to target the areas of the country that get the most damaging hail (Tornado Alley). Browse yellow pages very easy online or the old fashion way at a public library....