Why do people compare Mandatory Health Ins with Mandatory Car Ins?

Why do people compare Mandatory Health Ins with Mandatory Car Ins?

When you drive you are putting others at risk so I can see why they want mandatory car insurance. Who are you putting at risk, besides yourself, without having health insurance?

JohnFromNC

All insurance is based on spreading the cost of risk. So the people most affected are those who least use insurance. The benefit goes to the ones who need it most. The riskiest users of insurance should pay the highest premiums just like you do in life, home and auto insurance. And that's why insurance premiums go through the roof. If you live in a place that gets leveled by a hurricane or a flood year after year, you pay more. If you drive an expensive sports car, you pay more. The more benefits that Insurance companies pay out, the more they collect. Our problem is we like to live risky lifestyles yet are unwilling to pay for it. We like it when everyone else chips in for us.

Lisa

An uninsured person goes to the hospital having a heart attack, and has to have surgery to save him (by law, he cannot be denied treatment because he has no insurance). That surgery and the treatment after costs about MrNiceGuy

Everybody who has to pay insurance premiums.Insurance isn't about risk or safety, it's about paying off your bills when bad stuff happens.So if you get sick or hurt without health insuance your options are-1. Die2. Get medical attention that you can't pay for that will drive up the cost of insurance for everybody else.Can you believe it that most people choose option 2? What a bunch of selfish buggers. Government available health care will make sure everybody is taken care of, and hopefully, will get preventative medicine so that they don't have to go to the emergency room when their illness gets so bad they are dying.My 2 cents.

60,000. He can't pay it, so who does? WE DO. That is why doctor's visits, tests, surgeries, and other medical treatments cost so much. We are already paying for this man's medical costs. That's why we are at risk.

Jim

Unfortunately laws about mandatory insurance are intended to benefit everyone but the person who pays for it. Auto insurance is intended to benefit the insurance company, automotive repair facilities, lawyers, chiropractors and lets not forget the uninsured motorist. Health Insurance is designed to benefit insurance companies and the health care industry, flood insurance is designed to benefit the insurance company, FEMA and those that don't buy flood insurance yet suffer a loss to flood, home owner's insurance (hazard insurance) is designed to benefit the insurance company and the mortgage company. Yes, having these instruments can lessen your financial loss personally, but they don't really offer protection from financial ruin. For example if your auto accident settlement exceeds the limits of your liability insurance, the "victim" can seek restitution from you and file suit to get a judgment and garnishment order. In today's outrageous civil suit judgments in the multi-million dollar ranges, your 50/200/50 liability coverage won't come close. Most health care policies have a "lifetime limit" (usually about JohnFromNC

All insurance is based on spreading the cost of risk. So the people most affected are those who least use insurance. The benefit goes to the ones who need it most. The riskiest users of insurance should pay the highest premiums just like you do in life, home and auto insurance. And that's why insurance premiums go through the roof. If you live in a place that gets leveled by a hurricane or a flood year after year, you pay more. If you drive an expensive sports car, you pay more. The more benefits that Insurance companies pay out, the more they collect. Our problem is we like to live risky lifestyles yet are unwilling to pay for it. We like it when everyone else chips in for us.

,000,000) and again, if you suffer a catastrophic disease or trauma, this is easily exceeded by our outrageous health care expenses charged by the doctors and hospitals. Anyhow, notice that the "Insurance Companies" benefit in any case. Just look at the financial statements of Allstate, The Hartford, GEICO etc., and you'll see the fleecing of America.

Jacob

If you do not have health insurance you will still receive care. If you do not have the means to pay for that care and it can be very expensive, someone else will. The hospitals must try to recover their loses and the only way to do that is to increase the costs to the insurance companies. The insurance companies must recover their loses by raising their premiums. Those with no insurance who never need healt care don't make any difference but the ones who do have a huge negative impact on the system..

jeeperpeeper321

Just wait, pretty soon, they will be saying, the government should pay for auto insurance for poor people also.

Jason

If we don't have mandatory health care think of all the damage you will be doing to bureaucrats and politicians. Look at all the money they will not have to spend. Look at the the paper work that cannot be pushed when your insurance is verified. What a sad place it would be for all of them. That is why we need mandated health care.

makrothumeo2

Of course the stock answer is that "we all will have to pay for those without health care in the long run." It should be pointed out, however, that if we told life-long smokers and drinkers and drug-users and those engaged in high-risk sex that we WON'T pay for their health care, it would deter those activities and make people more responsible for their own actions...Government should play no role in social welfare, period.

MrNiceGuy

Everybody who has to pay insurance premiums.Insurance isn't about risk or safety, it's about paying off your bills when bad stuff happens.So if you get sick or hurt without health insuance your options are-1. Die2. Get medical attention that you can't pay for that will drive up the cost of insurance for everybody else.Can you believe it that most people choose option 2? What a bunch of selfish buggers. Government available health care will make sure everybody is taken care of, and hopefully, will get preventative medicine so that they don't have to go to the emergency room when their illness gets so bad they are dying.My 2 cents.

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