Why does my auto insurance want me to go to a certified shop?

Why does my auto insurance want me to go to a certified shop?

I got approved for repairs with my auto insurance and they want me to go to a certified shop.Are there actual reasons why they want me to go to a certified shop instead of my own choice? Will they cut corners or cheap out on things if I do go to a certified place? Or is it because they give better service to insurance clients if I go?This is my first claim ever so I dont know.

DR

Apart from the fact they know the shop and know the job will be done properly they probably get a discount for sending vehicles there.When I needed a repair under the insurance I asked if I could take it to a dealer nearer home as it was more convenient the company agreed so it won't hurt to ask if you may take it elsewhere.

Lynne

Professionals have the proof that they are capable, and that is displayed in their places of business. Your doctor has a few on his/her wall. So do builders, dentists, plumbers, educators, beauticians, tattoo parlors, restaurants. They got this by attending required classes, passing the tests, buying the tools, and building a reputation. The government recognizes their achievement, and gives them a license to practice their trade.The insurance company does not want some wannabe who took a few classes to take your money and do a slop job on your property. In your own interests, they require you to get the job done correctly, so that the vehicle you're driving is truly drivable. And you wouldn't want to pay for the insurance for a car that had a truly bad repair...the insurance company's funds are to get the vehicle back to where it was before the accident, and they know the certified mechanic shops can do that.And, if you needed, say, your tonsils removed, wouldn't you go to a certified, licensed surgeon?As far as the relationship between the insurance company and the repair shop, the insurance companies usually have some requirements that the shops need to meet.Source(s):Auto suppliers 17 years, recall reimbursements 3 years.

mbrcatz

There are several reasons, most likely:1. The shop has adequate insurance, and has filed proof of it with the insurance company2. The shop has agreed to work with the adjusters, so that you don't ever end up paying more of your claim than your deductible3. The shop can accept direct payments, which prevents you from having to deal with the hassle of having your lender sign off on the claims check4. The shop gets a "volume discount" off the labor rate - so they do all the work, at a lower labor rate.Most states, you always have the choice of using your own shop, however, if YOUR shop charges a higher labor rate, you usually have to pay the difference yourself- and if there's a problem with the repair, it's up to YOU to make your own shop make good on it.

Ask

insurance

Popular Q&A

What auto insurance companies are currently appointing in Florida?
You will have to shop around as you do.Get a quote from insurers you get from yellow pages or from the web.

Looking into farm bureau insurance in louisiana need help?
Try this website for Farm Bureau in Louisiana.Find an agent in your area to give you a quote for a policyhttp://www.lafbins.com/Source(s):Claims adjuster 5 yrs

In Ontario, how does auto insurance work? Do you need to insure yourself as a driver and your car separately?
Yes you insure the car and yourself as the driver and then can add drivers and more coverage to the policy if you want to.Basically you must get a standard coverage such as 1 million dollar liability or basic coverage if driving it.Hope that helps and best of luck.By the way shop around for...

What is the best way to relocate from one state to another?
Not too hard but requires planning. SO, for auto insurance simply ask for a quote from your current company based on the city you want to live. If they require an address, find an address based on a location you MIGHT want to live. Housing is easy to find on-line and you will have to rent...

Is 46000k a year a good salary in california?
You should be okay. Like someone suggested, you can afford what you need, but not necessarily what you want. Little things like buying the best steaks in the supermarket on a regular basis will have to be scaled back. You'll flinch at the gas pump when you fill up, so you will probably want...